Channels
Mobile / Web / ATM
Omnichannel Access
Unified experience across all touchpoints with real-time sync.
API Layer
Open Banking APIs
Open Banking Gateway
RESTful & GraphQL APIs with OAuth 2.0 and sandbox.
AI Layer
Fraud / Scoring
Intelligence Engine
ML models for real-time fraud detection and risk scoring.
Core Engine
CBS Processing
Transaction Processing
High-throughput ledger with ACID compliance and elastic scaling.
Data Layer
Analytics / BI
Data Intelligence
Lakehouse architecture with real-time streaming and BI dashboards.
Integration
3rd Party Systems
Ecosystem Connectors
Pre-built adapters for SWIFT, ACH, card networks, and government APIs.